When it comes to commercial mortgage there is no one size fits all solution and each lend is carefully structured and tailored according to the circumstances of the borrower and what they are looking to achieve. We can arrange all types of commercial mortgages from, shops and offices to industrial and everything in between.
If you are looking to undertake a development project it is very important to work with the right lender for your project. Whether you are doing a refurbishment of an existing property or a ground up new build it is critical to have a lender on board that is experienced and it able to take to right approach to your project.
Second charge mortgages are sometimes called secured loans and are essentially a second mortgage on top of the existing mortgage. This allows the owner to raise additional funds without disturbing the first charge mortgage. Funds can be used for a wide variety of reasons including home improvements, debt consolidation, additional property purchase or school fees.
Bridging finance is a short term finance solution usually for a term of 1 – 12 months. It can be used when a very quick completion is needed for example if buying a property through auction, or where a property is not mortgagable in its current state. Rates are higher than a traditional mortgage so it is important to have a good exit plan so as not to remain on a bridging loan for longer than necessary.